Chris B high res crop copy

The good news for consumers is that it’s much easier to shop for credit cards than it used to be. First, consider how you plan to use the card. Most cards fall into one of three categories: cash back, travel and low interest. If you pay your balance in full every month, you should consider a cash back card with a higher interest rate. If your goal is to rack up frequent flier miles, get a travel rewards card, and if you can’t pay your balance in full every month, shop for a card with the lowest possible interest rate.

While I haven’t found an objective review of credit card comparison sites, you might look at these: lowcards.com, bankrate.com and comparecards.com. A friend recently recommended a new site called nerdwallet.com—it’s easy to navigate and claims to compare 1,714 credit cards at once. Make sure you check several sources before picking your new credit card.

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