It’s easy to get complacent when we’re all so distracted by what’s going on in the world. Unfortunately, distracted people can be easy targets for all kinds of scams, especially online scams. Here’s a case in point.

About three weeks ago, I received an email from an acquaintance asking me if I had an Amazon account (red flag). Nancy said she was having trouble with her credit card and wanted to buy a $200 Sephora gift certificate on Amazon to surprise her niece for her birthday, which was the next day (red flag). Read more

I’m happy to be writing for the Diamond Certified Consumer Report again after a short hiatus. Since March, so much has happened to all of us (I was in a scary car accident, my husband had foot surgery and I broke my leg to boot!) that I don’t really know what getting back to “normal” means right now. But let me share a few observations.

Most of us are beginning to resume some activities, albeit with many adaptations. I’ve continued having groceries delivered, but now I make brief forays into stores that have best practices. Read more

At the end of a recent road trip, my husband and I turned in our rental car without taking a close look at the final bill. Yes, we were distracted because we were running late and didn’t want to miss our flight. The attendant handed me a printed receipt and I stuffed it into my handbag.

A couple of days later, I cleaned out my purse and read the receipt more carefully. I found an unexpected $50 charge on top of the expected $50 drop-off fee. I had extended my rental by a few days and remembered being quoted a different total. Fortunately, the rental car agency responded quickly, reviewed the records and agreed they had made a mistake. Read more

Have you ever lost your luggage at an airport? I’m not talking about leaving it on the plane or not finding it on the baggage claim carousel. Have you ever left a bag in the airport’s economy parking lot? If so, there’s a good chance you’ll see it again, but it won’t be easy. So, how do you start tracking it down?

Fortunately, this happens to jet-lagged travelers pretty frequently, so airports have a process for bags that are accidentally left behind. (I speak from very recent experience!) The best thing you can do is go back to the airport parking lot or the terminal (if you can) and start talking to people who work there. Read more

I’ll admit, I like being greeted at the front door. For me, the home environment is the hug that wraps me in a warm embrace on a rainy day or the kiss of cold that greets me at the door when it’s over 100 degrees outside. That’s my kind of “welcome home.”

Unfortunately, my home is insulated to 1970 building code standards, so I’d be surprised if it even had insulation in the attic (I’m afraid of the attic, so I’m not going to check). My home’s exterior walls aren’t insulated and the windows are single-pane, aluminum-framed, and leaking air in all the wrong directions. There’s a fireplace but it doesn’t warm the air in front of it. Read more

I recently received an unexpected voicemail from a company representing a rental car agency. The caller said he was following up with me to collect on a damage claim for a vehicle I had rented at Sky Harbor International Airport in Phoenix, Arizona for my niece’s wedding in February. He said I hadn’t reported roof damage upon returning it and was responsible for $749.13 in parts and labor for repairs.

At first, I thought this had to be a scam call and wasn’t going to respond. But my husband convinced me to call back, ask more questions and request photos of the damage. The representative promptly sent an itemized list of repairs and pictures showing a half-dozen roof dents. Read more

The last two times my credit card number was hacked, I can trace it back to using the card at convenience store gas pumps. The physical card itself was always in my possession, yet small fraudulent charges (under $50) started showing up on my account. Fortunately, I look at my account online almost every day and receive an alert whenever a charge of $10 or more is made. That’s how I caught the problem early before things got out of hand. Still, my credit card account had to be shut down, which meant I had to contact many companies that bill me automatically for payments. I also had to change the credit card number on file for Uber, Read more